Rural Microfinance and Livestock Support Program (RMLSP)

Rural Microfinance and Livestock Support Program (RMLSP)

Donor: International Fund for Agriculture Development (IFAD)
Budget: $ 26, 000,000.
Duration: 2009-2013
Location: Jawzjan, Kunduz, Baghlan, Bamyan, Badakhshan, Takhar, Nangarhar, Balkh
Status: On going

To provide sustainable access to smallholders, existing livestock owners and those who aspire to have livestock - with a focus on women, women-headed households, the un-creditworthy and the Kuchis - to appropriate microfinance services and technical livestock packages (health, management, processing and marketing) and the skills required to engage in new, more productive or more profitable economic, agriculturebased enterprises.


RMLSP covers two components i.e. Microfinance and Livestock

a. The Rural Microfinance Component
Component Objective is to increase access by some 20,000 poor rural households, with a focus on women, to a wider range of microfinance products and services adapted to their specific needs in the agriculture sector, especially livestock.


  • Contract with MISFA to implement rural microfinance component project with a total budget of approximately $11.2 million was signed
  • Financial graduation for the ultra poor component with a total budget of USD 1.14 million under which a total of 400 household will be targeted is being implemented in Punjab, Yakawlang Districts of Bamyan. This is a sub-component of the contract signed between MAIL and MISFA
  • MISFA has a Sharia compliant product development contract signed for which MAIL will contribute 70% and MISFA 30%. There is also a $97,000 first stage of deposit mobilization contract which will be finalized this week and is 100% financed by IFAD. In addition an agriculture and livestock product development proposal from FMFB is finalized. The proposal will assist them in revising their existing product and also to create new products and delivery mechanisms.

b. The Livestock Support Component
The objective is to strengthen the livestock production systems of poor rural households, developing their marketing opportunities, and improve local livestock production and productivity.

1. Dairy Goat Project, Implementer is ICARDA
Project objective is to increase income of poor rural women derive from dairy goat production


  • Contract with ICARDA to implement goat project with a total budget of $1.33 million signed. The project is implemented in Nangarhar and Baghlan Provinces.
  • 1000 dairy goats out of 1,000 have been distributed to beneficiaries;
  • 360 female farmer has been trained on milk hygiene production
  • 1,119 women and facilitators have been trained in dairy goat raising
  • 100 Women producers’ groups have been established and strengthened
  • 4,208 small ruminants have been vaccinated
  • 97 households trained in best practices to grow mulberries and forages
  • 3, 564 mulberry trees plantation have been completed
  • 2 of Atriplex ( It’s a highly drought resistant perennial forage shrub providing good forage with very low inputs) nursery established

Integrated Dairy Scheme Project, implementer is FAO
Project objective is to improve production and efficiency of milk production and processing in Nangarhar and to establish a member-owned network of some 1,500 milk and dairy producers.


Contract with FAO to implement an integrated dairy scheme project with a total budget of approximately $4
million signed. The project is implemented in Nangarhar province. Other details are as follow:

a. Artificial Insemination (AI)

  • 5,980 cows are artificially inseminated
  • 10 AI kits, 10 motorcycles and 6,000 straws of frozen semen have been procured

b. Animal Health

  • Totally 2,496 cattle have been vaccinated against Foot and Mouth Disease
  • Up to date 2,520 cows have been given de-worming tablets

c. Fodder Crop

  • Around 273 winter demonstration plots of Oats, Berseem and Lucerne have been established in the project areas (Surkhood, Kama, Behsod ,Batikot , Ghanikhil and Khogyani districts);
  • Distributed an amount of 55.25 kg Lucerne seed, 135.25 kg Berseem seed, 416.5 kg Oats seed, 340 kg Soybean, 924kg DPA fertilizer and 850 kg urea for establishing of fodder demonstration plots
  • Established the seed multiplication of Oats in 3.6 Jerib of land and Berseem at 10 Jerib through contract with seed growers

d. Registration of milk producer cooperatives society

  • Through joint collaboration of FAO-Dairy Project and DAIL–Cooperative Department (15) dairy cooperative societies been established at village level and totally (581) dairy farmers have membership of cooperatives as per cooperative rules.
  • District level cooperative (secondary cooperative) establishment is going on

2. Backyard Poultry Project Implementer is FAO
The project objective is to enable poor rural women to derive and retain increased income from backyard poultry rising.
Progress Contract signed with FAO concerning backyard poultry project with a total budget of USD1.122 million. The
project will be implemented in Jawzjan and Balkh Provinces.

  • 20 women trainers, 21 group leaders, 2 young animal husbandry consultants and 1000 women beneficiaries have been trained in improved backyard poultry production
  • 1,000 women have received poultry kits (containing 20 pullets, feeder, drinker, 25 kg feed and 2m2 wire mesh)
  • 1,000 Improved poultry coops have been constructed in the target villages
  • Introduction and extension of improved poultry husbandry practices at village level
  • 21 Poultry Producers Groups have been organized and established
  • Vaccination of all pullets against ND and PF.
  • 6,520 eggs collected (out of which 1,255 were consumed and 5,225 were sold)
  • 20,000 pullets has been distributed to beneficiaries

3. Veterinary services in North
The objective is to establish a self-sustaining network of high quality, animal health service in selected provinces in the northern region.


  • Contract with DCA concerning veterinary services in the Badakhshan, Takhar, Bamyan, Kunduz and Baghlan signed. The total budget is USD 3 million
  • Extension training provided on the Large Ruminant Herd Health Package for 100 VFU staff and 7government staff
  • 3 new Paravets graduated from Mazar Training Center- 2 Badakshan, 1 Bamyan/ 2 due to graduate this month including one lady from Herat Training Center, both will be packed in Bamyan
  • Assisted in the baseline survey
  • 5,440 farmers trained in the target provinces on topics such as de-worming, feeding, vaccination, infectious diseases and ecto/endo parasites
  • Distribution of extension material and VFU brochures to farmers
  • Project start to 31st January 2011to date 786,183 Animals vaccinated, 443,181 Animals treated
  • Established cold chain facilities and store in the Provinces of Bamyan, Takhar, Baghlan, and Kunduz
  • Refresher training courses conducted for 25 VFU staff on the topics of highly contagious and zoonotic disease, and pregnancy diagnosis
  • Exterior painting of 30 selected VFUs
  • Reconstruction/refurbishment of 10 selected VFUs is now underway
  • Selection completed from Kuchi Community of 8 people who are now in training in Mazar Center to become basic veterinary workers (duration of course 1 month)
  • Poor farmers received extension training through the VFUs
  • Continuing communication and coordination with all local MAIL office accompany monitors on field visits, participation in extension work, reporting etc.


  • The biggest challenge that affected MISFA activities was that MoF had said that all funds disbursed to MISFA from MAIL and from MISFA to MFIs will be subject to tax. This issue was finally resolved in December of 2010.